Group Health & Dental
At tomvardyinsurance.ca we offer only one type of a group “Health and Dental Plan”. The plan we offer is unlike traditional health & dental plans.
Under a traditional plan, at each annual renewal, we have discovered most businesses will pay more out in premiums than they receive in benefits. At tomvardyinsurance.ca, we believe you should only pay for the benefits you use and that any surplus in premiums should remain in your account for you to use as you see fit. You will also have the option of deciding how your excess premiums will be handled, here are just a few examples…
- You may take the premiums back in cash
- You may use the excess premiums to reduce the following years premium rates for your group
- Or, you can leave it in your account and let it build to save money for the future
Make no mistake about it, this is YOUR MONEY! Why keep paying premiums and seeing no rewards! Remember, you only pay for the benefits you use!
Begin saving money for your organization today!! Once we receive your experience and/or employee information, we will have your quote within a week.
To start saving now…
email us at [email protected] or call 705-727-8893